The fine print, unhidden

Disclosures & licensing

Who operates this website

This website is published on behalf of Tanner Garver, Co-Branch Manager & Loan Officer, NMLS #1871245 (verify via NMLS Consumer Access), of Fairway Independent Mortgage Corporation (dba Fairway Home Mortgage), NMLS #2289 (verify via NMLS Consumer Access), 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Tanner is based at the Overland Park, KS branch (Branch NMLS #2676793), 10895 Lowell Avenue, Suite 100, Overland Park, KS 66210, and is licensed to originate mortgage loans in Kansas, Missouri, South Dakota & Wyoming.

State license numbers

Kansas — Mortgage Loan Originator License LO.0039603
Missouri — Mortgage Loan Originator License MO-1871245
South Dakota — Mortgage Loan Originator License 1871245.MLO
Wyoming — Mortgage Loan Originator License 110568

The Garver Group

Cam Walker, Loan Officer Assistant, NMLS #2180894 (verify via NMLS Consumer Access), licensed in Kansas & Missouri.

Kimberlin Tilton, Business Development Specialist, is not a licensed mortgage loan originator and does not take applications, quote rates, or negotiate loan terms.

Government loan programs

Fairway Independent Mortgage Corporation is not affiliated with, or acting on behalf of or at the direction of, FHA, VA, USDA, or any government agency. Down payment assistance programs referenced on this site are offered by state housing agencies (Kansas Housing Resources Corporation, Missouri Housing Development Commission) for qualified buyers; income, purchase-price, and other eligibility limits apply and change without notice.

Awards & rankings

Award and ranking references on this site (Scotsman Guide Top Originators 2025; Modex Kansas City regional volume report, 12/2024–11/2025) are attributed to their publishers and reflect the periods stated. Rankings are not an indicator of future results and do not constitute an endorsement by any publisher.

Not a commitment to lend

This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Equal Housing Opportunity. For complete state licensing information and legal disclosures, visit Fairway's Licenses & Disclosures page.

Calculator & educational content

Calculator results are estimates for illustrative and educational purposes only, are not a quote, rate lock, pre-qualification or pre-approval, and accuracy is not guaranteed. Actual rates, payments, taxes, insurance and mortgage insurance vary by scenario. Contact Tanner for figures specific to your situation.

All educational content on this site is general in nature and provided for informational purposes only. It is not financial, legal, or tax advice, and it does not consider your individual circumstances. Program guidelines, loan limits, income limits, and eligibility criteria change frequently; always confirm current requirements with Tanner directly.

Privacy

This website does not collect, store, or transmit personal information. It contains no contact forms, no analytics trackers, no advertising pixels, and no cookies set by this site. Links to apply or upload documents route to Fairway Independent Mortgage Corporation's secure systems, which are governed by Fairway's privacy policy. Third-party sites linked from this site (including review platforms and social networks) maintain their own privacy practices.

Reviews

Review highlights displayed on this site are shortened paraphrases of verified client reviews. Complete original reviews are available at Experience.com. Testimonials reflect individual experiences; results vary and are not guaranteed.